New Tax Regime Calculator

Calculate your income tax under the new tax regime (FY 2025-26). Lower tax slabs with standard deduction of ₹50,000.

Not applicable to new tax regime

NEW TAX REGIME is better for you

Save ₹23,400 with New Regime

Your in-hand salary would be ₹9,66,200(+₹23,400)

ParameterNew RegimeOld Regime
Gross Income₹10,00,000₹10,00,000
Standard Deduction₹75,000₹50,000
Other Deductions-₹1,50,000
Taxable Income₹9,25,000₹8,00,000
Income Tax (+ 4% cess)₹33,800₹57,200
In-Hand Salary₹9,66,200₹9,42,800

New Tax Regime (FY 2024-25)

Standard Deduction₹75,000

Slab Rates:

  • ₹0 - ₹4,00,000: 0%
  • ₹4,00,001 - ₹8,00,000: 5%
  • ₹8,00,001 - ₹12,00,000: 10%
  • ₹12,00,001 - ₹16,00,000: 15%
  • ₹16,00,001 - ₹20,00,000: 20%
  • ₹20,00,001+: 30%

+ 4% education cess on tax

Old Tax Regime

Standard Deduction₹50,000

Benefits:

  • ✓ Section 80C (₹1,50,000)
  • ✓ HRA/Rent deduction
  • ✓ Medical insurance
  • ✓ Education loan interest
  • ✓ Home loan interest

+ 4% education cess on tax

Related Calculators

How New Tax Regime Works?

The new tax regime was introduced to simplify taxation for Indian salaried individuals. Instead of claiming multiple deductions like 80C, HRA, etc., you get a fixed standard deduction of ₹50,000 and lower tax slabs.

New Tax Regime Slabs (FY 2025-26)

  • • ₹0 - ₹3 Lakh: Nil
  • • ₹3 - ₹7 Lakh: 5%
  • • ₹7 - ₹10 Lakh: 10%
  • • ₹10 - ₹12.5 Lakh: 15%
  • • ₹12.5 - ₹15 Lakh: 20%
  • • Above ₹15 Lakh: 30%

Key Benefits: Lower tax slabs, standard deduction of ₹50,000, simplified calculations, no need to maintain records for deductions.

Trade-offs: Cannot claim deductions like 80C (insurance, EPF), HRA exemption, education loan interest, home loan interest, and others.

Frequently Asked Questions

What is the new tax regime in India?
The new tax regime, introduced in FY 2023-24, offers lower tax slabs without many deductions. It includes a standard deduction of ₹50,000 and is beneficial for individuals who have fewer deductions.
What is the standard deduction in new regime?
In the new tax regime (FY 2025-26), the standard deduction is ₹50,000. This is a fixed deduction for salaried individuals, making it simpler than the old regime.
Who should opt for new tax regime?
The new regime is beneficial if you have minimal deductions. If your total deductions under 80C, 80D, HRA, etc. are less than ₹50,000, the new regime may offer lower taxes.
Can I switch back to old regime?
Yes, you can choose the regime every financial year. However, once you opt for the new regime, you cannot claim most deductions like 80C, HRA, etc.
What NPS benefits apply in new regime?
In the new tax regime, you can still claim an additional ₹50,000 deduction for NPS contribution (section 80CCD(1B)), above the standard deduction.