Calculate your income tax under the old tax regime (FY 2025-26) with all available deductions like 80C, HRA, home loan interest, and more.
Not applicable to new tax regime
✓ NEW TAX REGIME is better for you
Save ₹23,400 with New Regime
Your in-hand salary would be ₹9,66,200(+₹23,400)
| Parameter | New Regime | Old Regime |
|---|---|---|
| Gross Income | ₹10,00,000 | ₹10,00,000 |
| Standard Deduction | ₹75,000 | ₹50,000 |
| Other Deductions | - | ₹1,50,000 |
| Taxable Income | ₹9,25,000 | ₹8,00,000 |
| Income Tax (+ 4% cess) | ₹33,800 | ₹57,200 |
| In-Hand Salary | ₹9,66,200 | ₹9,42,800 |
Slab Rates:
+ 4% education cess on tax
Benefits:
+ 4% education cess on tax
The old tax regime offers various deductions that allow you to reduce your taxable income. This makes it beneficial for individuals with significant deductions like home loans, health insurance, investments, and other eligible expenses.
Old Tax Regime Slabs (FY 2025-26)
Available Deductions: 80C (₹1.5 lakh), 80CCC, 80D (health insurance), 80E (education loan), 80EE (home loan), HRA exemption, standard deduction (₹50,000 for salaried employees), and more.
Who Benefits: Individuals with home loans, health insurance, life insurance, ELSS investments, education loans, and other eligible deductions typically benefit from the old regime.